At T&O, we are focused on solving complex group insurance problems, generally, for organizations with unrelated employer groups such as Associations, Franchisors & their Franchisees, Religious Groups, Trusts (e.g., Multiple Employer Welfare Arrangements, Multiple Employer Trusts) and Unions.’

Our solution is to provide a Group Insurance Sales & Administration Ecosystem that provides the group design, implementation, and ongoing technology-based administration solution fully owned and operated under private ownership and a single management team.